Personal Finance
Actual Budget
By Actual Budget Project · Maintainer
Plan spending and track finances in a local-first budget, with optional self-hosted sync across devices.
- Web
- Windows
- macOS
- Linux
Current product facts
Key facts
- Pricing
- Free
- Subscription
- No subscription required
- Offline
- Works offline
- Account
- No account
- Source
- Open Source
- Local-first
- Yes
Editorial context
Why this app exists
Actual Budget supports envelope-style budgeting with local data and optional multi-device synchronization.
CurioBeam’s view
Why we like it
Its documented local-first architecture, free open-source client, and supported self-hosted server keep the core product independent of a required subscription.
Product fit
Is it a fit?
Good for
- People who want a local-first personal budget and are comfortable using the local client or operating optional self-hosted sync.
Probably not for you if
- People who want a fully managed hosted account or who rely on nightly builds as production-stable clients.
Facts & verification
These labels reflect CurioBeam’s currently verified product information. Unknown and planned capabilities are not presented as current facts.
- Pricing
- FreePreviously checked; the supporting evidence is due for re-verification.
- Subscription
- No subscription requiredPreviously checked; the supporting evidence is due for re-verification.
- Offline
- Works offlineChecked Aug 2026.
- Account
- No accountChecked Aug 2026.
- Source
- Open SourceChecked Aug 2026.
- Local-first
- YesChecked Aug 2026.
- Self-hosting
- AvailableChecked Aug 2026.
Maker
About the maker
Actual Budget Project
Maintainer
Next step
Ready to explore Actual Budget?
Continue at the approved official destination.